:root{--navy:#061d3b;--blue:#0d6ea8;--orange:#ff7900;--gold:#ffc20a;--ink:#09244a;--muted:#607086;--soft:#f5f8fc;--line:#e3eaf2;--cream:#fff9ed}*{box-sizing:border-box}body{margin:0;font-family:Inter,Arial,sans-serif;color:var(--ink);background:#fff}.wrap{width:min(1080px,calc(100% - 36px));margin:auto}.nav{background:var(--navy);min-height:76px;display:flex;align-items:center;position:sticky;top:0;z-index:20}.nav .wrap{display:flex;align-items:center;justify-content:space-between;gap:24px}.brand img{height:62px;display:block}.links{display:flex;gap:24px;align-items:center;flex-wrap:wrap}.menu-toggle{display:none;background:transparent;border:0;padding:9px;cursor:pointer}.menu-toggle span{display:block;width:27px;height:3px;background:#fff;border-radius:3px;margin:5px 0;transition:.2s}.links a{color:#fff;text-decoration:none;font-weight:800;font-size:14px}.btn{display:inline-block;background:linear-gradient(#ff941d,#ff7200);color:#fff!important;text-decoration:none;font-weight:900;padding:13px 20px;border-radius:10px}.hero{background:radial-gradient(circle at 80% 20%,#147fb5,#083f72 48%,#061d3b 80%);color:#fff;padding:78px 0 70px}.hero .wrap{max-width:900px}.kicker{display:inline-block;background:var(--gold);color:#3b2900;border-radius:999px;padding:8px 13px;font-weight:900;font-size:13px}.hero h1{font-size:52px;line-height:1.02;letter-spacing:-2px;margin:18px 0}.hero p{font-size:19px;line-height:1.6;color:#e1edf8;max-width:760px}.hero .actions{display:flex;gap:12px;flex-wrap:wrap;margin-top:26px}.outline{display:inline-block;border:2px solid #fff;color:#fff;text-decoration:none;font-weight:900;padding:11px 18px;border-radius:10px}.section{padding:64px 0}.section.alt{background:var(--soft)}.section.cream{background:var(--cream)}h2{font-size:36px;letter-spacing:-1px;margin:0 0 14px}h3{margin:0 0 8px}p{line-height:1.65}.lead{font-size:18px;color:var(--muted);max-width:780px}.grid{display:grid;grid-template-columns:repeat(3,1fr);gap:18px;margin-top:30px}.card{border:1px solid var(--line);border-radius:15px;padding:24px;background:#fff;box-shadow:0 8px 24px rgba(6,29,59,.05)}.card p{color:var(--muted);margin-bottom:0}.card a{color:#075f98;font-weight:800}.checklist{display:grid;grid-template-columns:1fr 1fr;gap:12px 30px;margin:26px 0}.check{padding-left:26px;position:relative;line-height:1.5}.check:before{content:'✓';position:absolute;left:0;color:#0a7d48;font-weight:1000}.price{font-size:48px;font-weight:1000;color:var(--navy)}.price small{font-size:16px;color:var(--muted)}.faq details{border:1px solid var(--line);border-radius:12px;padding:17px 20px;margin:10px 0;background:#fff}.faq summary{font-weight:900;cursor:pointer}.breadcrumbs{font-size:13px;color:#718096;margin-bottom:16px}.breadcrumbs a{color:inherit}.article{max-width:820px}.article h2{font-size:30px;margin-top:42px}.article h3{margin-top:28px}.article li{margin:8px 0;line-height:1.55}.cta{background:linear-gradient(120deg,#061d3b,#0a4675);border-radius:22px;color:#fff;padding:34px;margin:50px auto}.cta h2{margin:0 0 8px}.cta p{color:#d9e7f4}.footer{background:#021a36;color:#aebed0;padding:30px 0}.footer .wrap{display:flex;justify-content:space-between;gap:20px;flex-wrap:wrap}.footer a{color:#dce8f5;text-decoration:none;margin-right:15px}.tag{display:inline-block;background:#eef5fb;color:#31536f;padding:6px 10px;border-radius:999px;font-size:12px;font-weight:800;margin:3px}.table{width:100%;border-collapse:collapse;margin-top:24px}.table th,.table td{text-align:left;padding:14px;border-bottom:1px solid var(--line)}.table th{background:var(--soft)}@media(max-width:800px){.nav .wrap{position:relative}.menu-toggle{display:block}.links{display:none;position:absolute;top:64px;left:0;right:0;background:#061d3b;padding:16px 18px 20px;flex-direction:column;align-items:stretch;gap:4px;border-radius:0 0 14px 14px;box-shadow:0 14px 24px rgba(0,0,0,.22)}.links.open{display:flex}.links a,.links a:not(.btn){display:block;padding:12px 10px;font-size:15px}.links .btn{text-align:center;margin-top:6px}.menu-toggle.open span:nth-child(1){transform:translateY(8px) rotate(45deg)}.menu-toggle.open span:nth-child(2){opacity:0}.menu-toggle.open span:nth-child(3){transform:translateY(-8px) rotate(-45deg)}.hero{padding:55px 0}.hero h1{font-size:40px}.grid{grid-template-columns:1fr}.checklist{grid-template-columns:1fr}.brand img{height:52px}}